$240 a month for 2 adults is a fairly low monthly premium payment, especially if either of you have any medical conditions.
The lower the premium, the higher the deductible. If you want a plan with a lower deductible, then you'll also have to take on a higher monthly premium payment.
Would I personally purchase a policy with a $7,500 deductible? Maybe...but only if I had a Health Savings Account to go along with it.
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